Hi Friends, Agar aap abhi tak Cashless Payment karna Start nahi kiye hai. Toh aap Online Payment karna shikh lijiye. Kyoki future me Cashless payment ka area bahut bada hone wala hai. Specially agar aap Net Banking ka use nahi karte hai toh aap sikh lijiye. Net Banking me apko darne ke jarurat nahi hai. Agar aap toda sa dhayan dete hai. Toh aap Net Banking ya Koi bhi Cashless payment ko Successful Use kar sakte hai.
Kyoki Indian Government ne Black Money aur Duplicate Note karobar rokane ke liye. Future me Cashless Payment karne ke liye logo ko aware kar rahi hai. As well as yah Indian Government bahut acchi pahal hai. Agar aap Cashless Payment ka use karte hai. Toh apke dwara use kiye gaye Payment ke bare me Government puri janakri rakhegi. Jo Black Money , Income Tax Chori jaise karobar ko rokane me Help karega.
For Example- Agar aap Net Banking Ka use karte hai. Toh aapko Bank jane ki jarurat nahi padega. As well as aap Black Money aur Income Tax Chori rokane me Government ka help karenge. Suppose agar aap Kisi Shop par 200 rupaye ka Product Purchase karte ho. Aur Shopkeeper (Dukandar) ko Cash me Payment karte ho. Toh isme apka toh isme Koi fayada nahi hoga. But shopkeeper apke 200 rupaye me 100 rupaye ka Tax Pay karega. Aur baki ke 100 rupaye wo Black Money me rakh lega.
But agar aap yahi Payment aap Net Banking ya aur Kisi Cashless Transaction se karte. Toh us Shopkeeper ko pure 200 rupaye par Income Tax Pay karna padta. Aur ye Income Tax ka Paisa Desh ke Army, Medical, Charity Donate, NGO, Education, Technology ko Improve karne me kharch hota hai.
Online Fund Transfer Karne ke Popular Tricks:
Friends agar aap Online Fund Transfer karna chahte hai. Toh iske liye kuch Most Popular Tricks hai. Jinke Help se aap Successful Fund Transfer kar sakte hai.
#1 RTGS (Real Time Gross Settlement System):
Online Fund Transfer ke liye yah sabse Fast aur sabe Popular Trick hai. Agar aap RTGS ka Use karke Fund Transfer karte hai. Toh apka fund turant transfer ho jayega. RTGS ke dwara Transfer kiye gaye Fund ko Bank Waiting Period me nahi rakhata hai. Jaise hi aap is Service ka use karke Fund Transfer karte hai. Bank ise turant aage Forward kar deta hai. RTGS System ka Use basically One Bank to Other Bank Fund Transfer ke liye hota hai. Aur is Service ko Bank Provide karta hai.
RTGS Service ka Use karke agar aap 2 Lakh se 5 lakh tak Fund Transfer karte hai. Toh iske liye apko 25 rupaye Extra charge dena padta hai. As well as agar aap 5 Lakh se Above Fund Transfer karte hai. Toh iske liye apko 50 rupaye Extra Pay karna padta hai.
#2 NEFT (National Electronic Fund Transfer ):
NEFT, Online Fund Transfer karne sabse asaan Trick hai. But NEFT Service ka use aap din me kuch hi Hour tak akr sakte hai.
(For Example- ICICI Bank se aap NEFT ka Use aap Monday to Saturday 8:00 AM to 6:00 PM tak kar sakte hai). As well as NEFT Service ka use aap ATM aur Internet se bhi kar sakte hai.
#3 IMPS (Immediate Payment Service):
Immediate Payment Service se aap 24 Hour apne. Mobile, Internet, ATM se kabhi bhi kisi ko Electronic Fund Transfer kar sakte hai. IMPS Service ka use karne ke Liye Bus aap apne Smartphone par ” *99#” Number Dial kare. Kuch Time me IMPS Service process Start ho jayega.
https://www.youtube.com/watch?v=baoauwmnV9A
Online Fund Kaise Transfer Kare:
Agar aap Cashless Payment , Online Money Transfer As well as Online Fund Transfer karna hai. Toh Iske Liye aap Neeche diye gaye kuch Step ko Follow kare.
Step #1:
Kisi bhi Cashless Payment ka use karne se pahle. Apko Net Banking Service se judna hoga. Net Banking Service se judne ke liye apko Bank jana hoga aur Net Banking ke liye Apply karna hoga. Net Banking ke Liye Apply karne ke kuch din bad apko bank ke taraf se ek “UserName” aur “Password” milega. Ab aap Bank ke Official website par jaker. Net banking Service ko Active kar sakte hai.
Step #2:
Ab jis bhi Person ko Money ya Fund Transfer karna hai. Usse apne Account se Link karke “Beneficiary” banana hoga. Beneficiary banane ke liye aap Net Banking Account me “Fund Transfer” Option me jaye. Fund Transfer me apko bahut se Option milenge. But apko “Third Party ya Inter Bank Transfer” option me jaker “Beneficiary” Option par click karna hoga. Ab aap yaha par us Person ke Account Details (Name, Account, IFSC Code) enter karke. Beneficiary Bana sakte hai.
Step #3:
Jab aap Online Beneficiary Add karte hai. Toh Bank iski Enquiry karta hai. Jisme kam se kam 2 Hour aur jayda se jayda 12 hour lag sakte hai. As well as 1 Day bhi lag sakta hai. Jab Bank ke dwara Beneficiary Enquiry Successful ho jayega. Tab apke Mobile Number par “Beneficiary Added Successfully” ka Message aa jayega. Ab aap kabhi bhi Beneficiary Added Person ko NEFT ya IMPS Service ka use karke. Fund ya Money Transfer kar sakte hai.
Secure Net Banking Karne ke Tricks:
Friends agar aap Smartphone ya Computer me Net Banking Service ka use karte hai. Toh aise me apke Computer ya Smartphone ka Hack Ya Chori ho jane par. Apke Net Banking Information ko Leak hone ka khatara rakhata hai. But agar aap kuch Important guideline ko follow karenge. Toh aap Secure Net Banking Service ka use kar sakte hai.
#1 Net Banking Service ka Use Cyber Cafe, School, Office ke Computer se na kare. Agar apko kisi wajah se Net Banking Ka Use in sab jagah karna bhi pada. Toh aap Username, Password, Account Details fill karte samay Virtual Keyboard ka use kare. As well as Net Banking Service ka use karne ke bad. Aap “Browser” ke History, Cache, Cookies, Password, ko Delete karna na bhule.
#2 Net Banking ke Password ko Monthly ya Weekly Change karte rahe. As well as Net banking ke Password ko aap apne Smartphone ya Computer me na save kare.
#3 Agar kisi Computer Free Antivirus Hai. Toh aap us Computer me Net Banking Service ka use kabhi bhi na kare.
#4 Agar aap Net Banking Service ka use App ke wajay Browser se kar rahe hai. Toh aap URL jarur check kare. Agar URL me “HTTPS” nahi likha hai. Toh aap us Browser me Net Banking ya Internet payment Service ka use na kare.
#5 Agar aap Phone me Net Banking Service ka App use karte hai. Toh aap apne Smartphone ko kabhi bhi kisi ko Na de. Ya fir aap App Lock password se Net Banking App ko Lock rakhe.
Conclusion:
Dosto agar aap Online Banking Service ka use karte hai. Toh aap kabhi bhi kisi ko bhi Money , Fund Transfer kar sakte hai. Abhi jaldi hi RBI ne ek aur Secure Net Banking Service ko Start kiya hai. Jiska nam hai “UPI (Unified Payment Interface)” aap is Service ka use karke 1 Lakh tak Online Transfer kar sakte hai. Agar apko 1 Lakh rupaye se Above transaction karna chahte hai. Toh aap Fund Transfer Service ka use kar sakte hai. But aap Jab Bhi Net Banking ke Kisi bhi Service ka use kare. Toh aap Secure Net banking Trick ko jarur dhayan rakhe.
उम्मीद है ये पोस्ट आपको पसंद आया होगा और अपके लिए हेल्पफुल रहा होगा | अगर आप इस पोस्ट के बारे में और जानकारी चाहते है | या अगर आपके पास इस पोस्ट के बारे में सुझाव या विचार हो | तो आप हमें कमेंट जरुर करे |
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